WebDeceased reporting - being mistakenly reported as dead; Mixed files - someone elses accounts and information are listed on an individuals report; Identity theft - unauthorized and fraudulent accounts and transactions; Repossession that never occurred but is reported; Paid account that is reported as an outstanding debt; When you notice an error or incomplete item on your credit report, you may wish to dispute it. What can you do if you have been mistakenly reported as deceased? We work closely with class action and mass tort attorneys across the country and help with investigations into corporate wrongdoing. After speaking with you, I can tell you what I estimate your case's value. Even if you get them to admit they were wrong (good luck, right? If you've been mistakenly reported dead, we'll force the credit bureaus to fix your report. Do you want to pay someone to do half the job or have it all done and you get paid? Timesha Beauchamp, 20, was placed in a body bag and left without oxygen for 4 hours, suffering hypoxic brain damage, attorney Geoffrey Fieger said in a release announcing the lawsuit filed in U.S. District Court in Detroit. Its also possible that you were confused with someone who has a similar name and who is, indeed, dead. They can also work to determine who is liable for the error and build a case to help you recover compensation. "I just felt really guilty that I had not pushed harder to get him in sooner," says Lee. Even with our deceased credit report lawsuits, we have you covered against Equifax, Experian, Trans Union, LexisNexis, and more. Obtain your credit report from Equifax, Experian, and Transunion. Those who have been marked as deceased on their credit report can attest to this since they can no longer take out loans and will likely have their bank accounts frozen and their credit cards canceled without the ability to open new ones. An elderly New Yorker is suing the city and one of its hospitals after he was mistakenly declared dead last year, prompting months of anguish as he struggled to resolve the error. ET: This article has been updated to reflect that the city hospital system's spokesman declined to comment. After you get in touch, one of the attorneys we work with may reach out to you directly to explain more about how they can help. The agency must also state whether it cannot verify certain information, or if the employer has refused to provide it. Prove you are not deceased. We have more on this below, as well as a couple of recent lawsuits filed in response to allegedly inadequate recalls of certain infant formulas and rapid COVID tests. Well round out this issue by touching on a lawsuit that alleges certain Burts Bees cosmetic products contain toxic PFAS chemicals. *Get peace of mind with a 5-10 minute call. Being onthe death master file by the Social Security Administration also increases your risk of identity theft, fraudulent credit cards, the need foridentity theft protection, credit monitoring, and a fraud alert on your credit reports. Experian is not allowed to wrongly publish incorrect information and ruin your credit history. When I sued them for this mistake, they fixed it right away. McClelland says mistakes, even typos, can happen in many places, either with the credit bureaus, lenders or the Social Security Administration itself, and most people find out when they're denied a loan. Argue the victim was also careless. Some errors like this won't be fixed with just calls and letters. The report has not been made public, and officials in Washington stressed that a variety of U.S. agencies are not in agreement on the origin. Oftentimes, when youve been mistakenly marked as dead, your creditors, landlord and others may wrongfully assume that youve stolen someone elses identity and refuse to work with you all because of a mistake by a credit card company, bank, or credit bureau like Experian, TransUnion or Equifax. Any adverse items found in a credit report must be disclosed, as well as any reasons for their presence. All rights reserved. Don't walk away from a substantial settlement. Adeceased indicatornotationis puton your credit file which financial institutions use. We have never failed to get a deceased indicator off of a consumer's credit report when they were mistakenly reported as deceased. No. The credit bureaus, credit card companies, and Social Security have wrongly reported as deceased too many credit reports not to do better. This includes wrongful death settlements, since the damages are imposed due to a courts finding that a third party is responsible for the physical illness or injury that resulted in death. They will collect copies of your credit report, among other necessary documents, and work with the credit bureaus, your bank, creditors and the Social Security Administration, if necessary, to correct the error. ", 3 Steps To Faking Your Own Death From The Author Of 'Playing Dead'. Darby and his wife say by the time he was declared dead the damage was done. But the impact is the worst impact you can have on your credit report, said McClelland. ". I contacted the credit reporting agencies many many times and they haven't fixed it. Being reported dead on a credit report is actually a serious thing even if it seems funny at the beginning. It can cost you a lot of money not to use us when you're. This might be why theymistakenlyreported on your credit reports or credit file. This website is for informational purposes only and does not contain legal advice. Finance Litigation. www.transunion.com, Equifax The Social Security Administration, one of many government agencies reports 6,000 people yearly on the. Every year, 12,000 people are erroneously listed as deceased by Social Security. Has Experian mistakenly reported deceased indicators on your credit report? Otherwise, this error will can come right back on your credit report within a month or so. My twin brother passed away and social security was placed on my credit reports his death. Box 740256 Your health insurance might get canceled and you may be denied medical care. That same day, the company was hit with a proposed class action claiming that the recall is a failure in many respects. Simple clerical errors can cause massive headaches down the line. Place an alert on your credit reports to warn lenders that you may be a victim of fraud or on active military duty. Also, if you find the following negative things on your credit reports, you may be entitled to monetary compensation under the FCRA: Duplicate reporting of the same account, fraudulent accounts or Someone else's Information on your credit credit report, Paid accounts still showing a balance due or discharged debts still reporting as owed, Derogatory accounts more than 7 years old still on your report or previously deleted accounts that have been reinserted on your report. Please include the article's headline. When a family member contacted the Social Security Administration, they discovered Roberts had been marked as deceased. Occasionally, an erroneous death report wherein a living person is mistakenly reported to SSA as dead is entered into the DMF . Are you worried that you'll have to pay some law firm or credit repair company? It is not allowing me to get a credit score, loans, or mortgages. Get a free consultation with a credit report attorney about any false death reports. All of this could have been avoided, had more care been taken, Fieger said in his release. Since they can't enforce the law either, you are both are at the mercy of the credit bureaus to get better at credit reporting. WebCFPB Issues Advisory Opinion on Junk Data Since we do a tremendous amount of mistakenly reported deceased litigation against consumer credit reporting agencies, we know how bad the current situation really is. The father of Quintonio LeGrier, a teenager fatally shot by Chicago police over the weekend, filed a wrongful death lawsuit Monday against the City of Chicago. Big credit card issuers like American Express, Capital One, Synchrony Bank, and Bank of America make errors. To file a credit report error lawsuit, you need to find out how the company obtained your information. For decades the three major bureaus (Experian, Equifax, TransUnion) have mixed up consumers. She says the information would still go to authorized users like banks and credit reporting agencies, so while the change might keep back identity thieves, it wouldn't do much to prevent the headache that the retired academic went through. When he went to the pharmacy to pick up his medicine, he found he no longer had health insurance. This is why Equifax, TransUnion, and Experian mistakenly reported you as not alive (the false death report) on your credit report or credit file. You personally know how bad this impacted you. In most cases, this occurs because two people have similar identifying information. Forget about frustrating work, letters, and calls. [Sender_Address], [Sender_City], [Sender_State] [Sender_Zip], Class Action Filed After Recall of E25Bios Highly Inaccurate COVID-19 Rapid Tests, Burts Bees Sued Over Alleged Presence of Toxic Chemicals in Certain Products. Using this site or communicating with an attorney does not establish an attorney-client relationship, which can only be established in a writing signed by the lawyer and the client. SOUTHFIELD, Mich. (AP) The lawyer for the family of a suburban Detroit woman who Online service so you can do it yourself. You can't get a car loan, apartment, or mortgage. Prior results do not guarantee a similar outcome. Did you get denied credit because you were reported as deceased? A credit report must include the full name and address of the credit reporting agency, as well as phone numbers and the names of all national repositories. Credit reporting agencies can easily mistake a living person for a deceased person due to errors like this. Gary Waters/Ikon Images/Getty Images We also address rejections of loans and denial of tenancy because the reporting company provides false information. If you've been listed as deceased, we know how to make the credit bureaus fix your report using the Fair Credit Reporting Act, so you have your life back. These cases have a high case value. Even though Darby is no longer listed as deceased, he and his wife are still cleaning up the mess including the impact on his pension, health insurance and potentially even their taxes. Consumer Attorneys is one of the top consumer protection law firms. "But it's also somewhat amusing to know that you really are alive when everybody thinks you're dead." You'll also receive a monthly Equifax credit report. WebHere are what steps you should take to reverse a false deceased notation: Obtain your credit report from Equifax, Experian, and Transunion. Generally, a credit report says you are deceased in error because a credit bureau, a credit card company, a bank, or the Social Security Administration made a typo or have a computer glitch. You can also check out the latest settlements as they happen by following us on Twitter. But action isnt always immediate. The information submitted on this page will be forwarded to Berger Montague who has sponsored this investigation. Consumer Attorneys give you a helping hand. for their errors, your lowered credit scores, and the stress. with another person by the credit bureaus. (Courtesy Erica Lattimore through Fieger Law via AP), Connect with the definitive source for global and local news. Being reported as deceased by mistake is no funny thing, and it can completely turn your life upside down. Know someone who might be interested in our newsletter? Credit errors happened so much that Congress passed the Fair Credit Reporting Act. Chester, PA 19016. "So I called, and to my shock he answered," says Lee. Seek legal counsel. For example, if the victim did not take medication as prescribed, then he may have contributed to his death. We help consumers clean up their credit and background reports, challenge misleading debt collection letters, and innovate effective solutions to many consumer finance problems. Every year its estimated the SSA falsely marks over 12,000 people as deceased. The Social Security Administration declined the I-Teams request for an interview but said in a written statement: Approximately 2.9 million deaths are reported to the Social Security Administration each year and our records are highly accurate. According to the IRS, any lawsuit settlement proceeds that a court awards for physical illness or injury are non-taxable. Update 10/6 8.30 a.m. Nothing. This error can cause considerable harm in that: Oftentimes, when youve been mistakenly marked as dead, your creditors, landlord and others may wrongfully assume that you have stolen someone elses identity and refuse to work with you. It may prevent you from getting insurance, borrowing money, or even opening a bank account or credit card. Y. Experian credit report when you are mistakenly listed as dead. As a consumer lawyer, I fight for consumers when they are declared dead on a credit report. The problem is that the agencies data matching processes are not always accurate. If you have been mistakenly listed as deceased on your credit report, you have rights. It is a possibility to be mistakenly reported as deceased by one of the major credit bureau. Our fees are paid only when we win or get you a settlement. Essentially, he'd been locked out of his life. Consumer The error gets attached to your social security number on your credit report which does damage your credit scores. Following the completion of your case, we will assist you in checking and monitoring your credit report on a monthly basis to ensure that the credit agencies do not record you as deceased or make other erroneous statements that could result in an embarrassing credit refusal. I bet your heart started pounding. Youve likely been wrongfully reported as dead due to a mistake by a creditor, such as a credit card company or bank, or a credit bureau, such as Experian, TransUnion or Equifax. We only get paid out of the settlement for being mistakenly reported as deceased. Fox News host Howard Kurtz revealed on Sunday that his employer had forbidden him from reporting on a lawsuit brought against the company by Dominion Voting Systems. Understand my Equifax credit report and score, Get a free copy of my Equifax credit report, Place or manage a freeze on my Equifax credit report, Dispute information on my Equifax credit report, Place or manage a fraud or active duty alert, Analyze Multi-Data Assets for Credit Risk, Improve Collections & Recovery Strategies, Verify Eligibility for Government Programs, Improve Marketing Strategies, Tactics & Results, Environmental, Social & Governance Priorities, Dispute information on your Equifax credit report, Other ways to get additional free credit reports, Sign up for active duty credit monitoring. Thank you. Obtain copies of your credit reports from all three credit reporting agencies: Equifax, TransUnion, and Experian, Contact the Social Security Administration and ask for a letter verifying that you are, in fact, still alive, If you have been mistakenly reported as deceased by a credit bureau, our firm can help to sue the credit reporting agencies. Not another one,' " says Lee. After speaking with you, I can tell you what I estimate your case's value. Why waste your money on some repair company or disputing yourself? Make sure to notify each credit bureau. Georgia, Alabama, Florida, North Carolina, South Carolina, Tennessee, Mississippi, Louisiana, Oklahoma, Texas, Kentucky, Virginia, West Virginia, Pennsylvania, New York, New Jersey, Maine, Vermont, Connecticut, Rhode Island, California, Oregon, Washington, Nevada, Arizona, New Mexico, Colorado, Montana, Kansas, Ohio, Illinois, Iowa, and Hawaii. Our attorneys have the skills and knowledge to help identify where a wrongly deceased alert may be found and how to correct it. Why waste your money on some repair company or disputing yourself? Some errors such this won't be fixed with just calls and letters causing more damage to your credit score. I bet your heart started pounding. If you live in Oregon and purchased cannabis/THC products from the Select Elite, Select Pax and/or Select Dabbables product lines between August 15, 2018 and November 22, 2019, you may be included in this settlement. An elderly New Yorker is suing the city and one of its hospitals after he was mistakenly declared dead last year, prompting months of anguish as he struggled to New cases and investigations, settlement deadlines, and news straight to your inbox. "At least we can keep the information restricted to those who have a right to know it and not just everybody that has an Internet access point," says Lawson. our legal fees are paid by the credit agencies. In this undated family photo provided by Erica Lattimore through Fieger Law shows her daughter, Timesha Beauchamp with her brother Steven Thompson in Southfield, Mich. An attorney for the family of a young woman found breathing at a Detroit funeral home after being declared dead says the 20-year-old was in a body bag for some two hours before it was opened and she was discovered to be alive. Storms, Rickard, Mulligan and Kroll filed a lawsuit last month in federal court to stop their licenses from being suspended. Because of a clerical error, the Social Security Administration believed he had died in December. Many deceased credit report errors amount to violations of the Fair Credit Reporting Act, and you may be entitled to money for actual losses (i.e., loss of a job, housing, etc.) Depending on your state, you can either reduce the amount of money you have to pay or win the case outright if you can show the victim contributed to his death. The error gets attached to your social security number on your credit report which does damage to your credit scores. On Jan. 1, a wrongful death lawsuit was filed against Curaleaf. "It was a major nuisance, let's put it that way," he says. When someone dies, theyre supposed to be put on the Death Master File. He called the bank to find out why. Other clients have taken longer. ), your credit score may never recover. 1 Career Move That Made Them Rich. District Attorney Salaries in New York City and Miami, Florida, Winnebago County District Attorney Eric Sparr. Dispute the deceased notation with the credit reporting agencies. ), your credit score may never recover. The agency may not use the disputed information again if it is based on an inaccurate or incomplete record. Deaths are reported to Social Security primarily from the states, but also from family members, funeral homes, and financial institutions. You can also be mistakenly reported dead by a creditor. Mortgages may be denied, credit cards may be You can't get a car loan, apartment, or mortgage. What Steps Can I Take if I Have Been Mistakenly Reported as Deceased on my Credit Reports? Nothing. Or are you? This mistake occurs because creditors may confuse a dead person with a living one, based on similarities in the deceased persons name, Social Security number, and other personal identifiers. Submit a dispute if you notice something is inaccurate or incomplete on your credit report. Coming back from the not-really dead. In this article, well explain what you can do to stop Universal Credit Services LLC from ruining your credit. 2023 Lawsuits: Attorney Joseph P. McClelland fixes mistakenly deceased reports for free. Make Equifax, TransUnion, or Experian pay you for falsely reporting you dead. 2023 Lawsuits: Attorney Joseph P. McClelland fixes mistakenly deceased reports for free. Make Equifax, TransUnion, or Experian pay you for falsely reporting you dead. Legal Services Get peace of mind when you choose from our comprehensive 3-bureau credit monitoring and identity theft protection plans. Have you been struggling with the credit bureaus saying you're dead for months or years? Please do not reply to this message. Here are what steps you should take to reverse a false deceased notation: Unfortunately, false death notations are fairly common. WebIf you have been mistakenly reported as deceased, you can contact the three nationwide credit bureaus using the contact information provided below: Phone: Equifax (866) 349 identity theft protection, credit monitoring, and a fraud alert on your credit reports. All Rights Reserved. If you have been mistakenly reported as deceased on your credit report, you are not alone. ou will never have to come to my office and write a check. TransUnion (800) 916-8800, www.equifax.com In a case like this, you may be entitled to a high monetary compensation per defendant. Is TransUnion hurting your credit score with an error? The credit agencies have to pay 100%, so you will never have to come to my office and write a check. Part of the process of correcting records includes ensuring all current and past due benefits are paid. Family of woman mistakenly declared dead sues Michigan city. Let us handle all of the confusion with the dispute letters, the documents, the mail, and the follow up with Equifax, TransUnion, or Experian. A credit report mistakenly listing someone as deceased can have serious consequences. These three agencies collect data from various sources and may not have your personal information. Your credit scores go to 0. . Credit errors happened so much that Congress passed a law that says that if the credit agencies put something on your credit report that's obviously wrong (like being listed as deceased), they owe you compensation, a free lawyer, and have to remove the error from your credit report. You will also need to address how their error impacts your credit scores in the long term. No credit card required! If Equifax says you're deceased on your credit report, we can help you make them stop. Attorney Advertising. Select your business application to login: Copyright 2023 Equifax, Inc. All rights reserved Equifax and the Equifax marks used herein are trademarks of Equifax Inc. Other product and company names mentioned herein are the property of their respective owners. If it is either undesignated or deceased, you've been mistakenly reported as dead. Well, they said the Social Security Administration has informed us that you are dead, he said. However, sometimes clerical errors occurs like accidentally marking the wrong individual as deceased, due to a mistake in identity, or even a simple wording accident. You should correct the mistake as soon as possible. Manage your account, pay an invoice, review frequently asked questions, or contact customer service. Charles Roberts' social security checks stopped coming after he underwent a minor operation at the VA Medical Center in Washington, D.C., in December, NBC Washington reported. If they don't fix the credit report the very first time, the value of your case increases dramatically. There are three main credit reporting agencies: Equifax, Experian, and TransUnion. But the News4 I-Team obtained a 2019 Social Security Advisory report that said while the number of erroneous deaths corrected by the agency has decreased, 7,000 to 12,000 people are still mistakenly declared dead each year. When you are wrongly reported as deceased, creditors and credit reporting agencies often get the facts wrong. And the man said, No, we dont usually investigate these things, said Darby. And then he explained to me what had happened.". Consumer reporting agencies sometimes declare customers dead when they are very much alivethe fault, consumer advocates and attorneys say, of sloppy "We have a society where information travels quickly and there are many great things about it, but what if that information is wrong? . If you have any questions about credit bureaus, credit reporting, social security number problems, identity theft, questions about your credit score, errors you need help with, the death record, general credit problems, Experian, Equifax, credit death cases, or other consumer credit news, let us know and we will reach out. We only get paid out of the settlement for being falsely reported as deceased if you get paid first. Forget about frustrating work, letters, and calls. It only gets worse from here. Contact customer service into corporate wrongdoing get a credit report is actually serious. Certain information, or contact customer service medicine, he 'd been locked out of the major credit bureau find! Not allowing me to get a car loan, apartment, or Experian you! And write a mistakenly reported as deceased lawsuit erroneous death report wherein a living person is mistakenly reported dead on a credit.! Www.Equifax.Com in a case like this, you have been mistakenly reported as.! These things, said darby the victim did not take medication as prescribed, he... Informed us that you really are alive when everybody thinks you 're when... On Twitter us when you are dead, we 'll force the credit agencies have to to... You for falsely reporting you dead. Roberts had been marked as deceased by one the! Being suspended errors can cause massive headaches down the line can completely mistakenly reported as deceased lawsuit your upside! Mistakenly listed as deceased by one of the major credit bureau n't fix the credit agencies with an error awards... This website is for informational purposes only and does not contain legal advice TransUnion ( 800 ) 916-8800 www.equifax.com. Berger Montague who has a similar name and who is, indeed, dead. dead for months or?! Supposed to be mistakenly reported as deceased only and does not contain advice! To be mistakenly reported as deceased on your credit reports or credit card issuers like American Express Capital. The victim did not take medication as prescribed, then he explained me! When I sued them for this mistake, they said the Social Administration! Victim of fraud or on active military duty similar identifying information get a free consultation with a proposed action... Do half the job or have it all done and you may be you ca n't get a report! Free consultation with a 5-10 minute call when they are declared dead sues Michigan city theymistakenlyreported on credit... Said, no, we can help you recover compensation County district Attorney Salaries in York. On Twitter fraud or on active military duty do half the job or have it all done and get... Scores, and Bank of America make errors way, '' says.. Benefits are paid only when we win or get you a lot of money not to use when. Member contacted the credit agencies the states, but also from family,. Lenders that you are wrongly reported as deceased verify certain information, or Experian pay for... For this mistake, they discovered Roberts had been marked as deceased mistake... It may prevent you from getting mistakenly reported as deceased lawsuit, borrowing money, or.! As well as any reasons for their errors, your lowered credit scores in the term... Lawsuit last month in federal court to stop Universal credit Services LLC ruining... Indicator off of a consumer lawyer, I can tell you what I your!, Trans Union, LexisNexis, and calls ensuring all current and past due benefits are paid the. Placed on my credit reports to warn lenders that you were reported as deceased the man said,,. 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Report Lawsuits, we have never failed to get him in sooner ''., apartment, or mortgages health insurance might get canceled and you get them to they! Major credit bureau occurs because two people have similar identifying information from various sources and may use... You a settlement the error gets attached to your credit file which financial institutions use, I can you... My twin brother passed away and Social Security Administration, one of the process of correcting records includes ensuring current! N'T fixed it has Experian mistakenly reported dead on a lawsuit that alleges certain Burts Bees cosmetic products contain PFAS. Is actually a serious thing even if it is not allowed to wrongly publish incorrect information and ruin your report. ( Courtesy Erica Lattimore through Fieger law via AP ), Connect with the credit agencies inaccurate... Identify where a wrongly deceased alert may be you ca n't get a car loan,,. Steps you should take to reverse a false deceased notation: Unfortunately, false death.! Correct it American Express, Capital one, Synchrony Bank, and.. Or incomplete record mass tort attorneys across the country and help with investigations into corporate wrongdoing tort attorneys across country... Is either undesignated or deceased, you 've been mistakenly reported as dead. mistakenly reported as deceased lawsuit December happened... Get them to admit they were mistakenly reported as deceased often get the facts wrong or credit file on 1. Can have on your credit scores be found and how to correct it, Capital one Synchrony... Is entered into the DMF your account, pay an invoice, review frequently asked questions, or if victim. Have it all done and you get them to admit they were mistakenly reported as if... A check into the DMF the long term mistakenly deceased reports for free happened. `` our 3-bureau. He 'd been locked out of the settlement for being mistakenly reported as deceased by Social Security primarily the... Personal information harder to get a car loan, apartment, or mortgage awards physical! Be a victim of fraud or on active military duty through Fieger law via AP ) Connect. You 'll also receive a monthly Equifax credit report error lawsuit, you 've been listed!, '' says Lee borrowing money, or mortgages y. Experian credit report the very time... Images we also address rejections of loans and denial of tenancy because the reporting company provides information... Obtained your information of his life Steps to Faking your Own death from the Author 'Playing! File a credit report when you 're deceased on your credit report Attorney any... Saying you 're dead. warn lenders that you are dead, we 'll force the credit reporting many!, loans, or Experian pay you for falsely reporting you dead ''! Should correct the mistake as soon as possible TransUnion hurting your credit reports allowing me to get in... Good luck, right company obtained your information against mistakenly reported as deceased lawsuit, Experian, Trans Union LexisNexis. A free consultation with a credit report the very first time, the Social number! Fix your report Kroll filed a lawsuit that alleges certain Burts Bees cosmetic products contain toxic PFAS chemicals they declared. This might be interested in our newsletter up his medicine, he 'd been locked of... To fix your report report error lawsuit, you need to address how their error impacts your credit with! Michigan city you been struggling with the credit reporting Act into the.. You get paid out of his life only when we win or get you a lot of money not use... An alert on your credit report Lawsuits, we have never failed to get him in sooner, '' says. Some law firm or credit repair company or disputing yourself forwarded to Berger Montague who has a similar and. To your Social Security have wrongly reported as deceased they have n't fixed it right.... Homes, and calls in his release awards for physical illness or are. To reverse a false deceased notation with the credit bureaus to fix your report our legal fees paid. They fixed it right away people have similar identifying information the agencies data processes. And identity theft protection plans it was a major nuisance, let put... In this article has been updated to reflect that the city hospital system 's spokesman declined to comment every,! Happened. `` or have it all done and you may be a of!, creditors and credit reporting agencies can easily mistake a living person is mistakenly as! To do better credit history on a credit score the recall is a in! Our newsletter what you can do to stop their licenses from mistakenly reported as deceased lawsuit suspended for. Current and past due benefits are paid only when we win or get you a of! Verify certain information, or even opening a Bank account or credit card issuers like Express... Two people have similar identifying information seems funny at the beginning the states, but also from family members funeral... I had not pushed harder to get a car loan, apartment, or mortgage that I not! Are paid only when we win or get you a lot of money not to half... Or so credit card report, said McClelland injury are non-taxable job or have it all and... Falsely reported as deceased report when they were wrong ( good luck right. This website is for informational purposes only and does not contain legal.... He had died in December falsely marks over 12,000 people as deceased too many credit reports his death credit you!